YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Buy to Let: what to expect.
Whether you are looking to complete your first buy-to-let purchase, or already maintain a sizeable portfolio of properties St Clements Finance has significant expertise in this area.
We accommodate your needs from Buy-to-Lets in individual name, to Limited Company Buy-to-Lets.
Limited Company Buy-to-Let Mortgage
A Limited Company Buy-to-Let Mortgage allows landlords to purchase rental properties through a special purpose vehicle (SPV) instead of their personal name. This structure lists the limited company as the property owner, thus separating your personal and business portfolios.
If your accountant has suggested an SPV, there are several advantages, including potential tax efficiencies. Utilizing Directors and Inter-Company Loans as deposit funds can also help maintain financial efficiency.
We have and have successfully assisted many landlords in starting or expanding their property portfolios using this type of mortgage.
We can also refer to our partners for commercial mortgages and bridging.
Neither St. Clements Finance Ltd nor PRIMIS Mortgage Network is responsible for any advice provided by these partners.
Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.
Other mortgage services.
Click the tiles below to find out more about our other mortgage services at St. Clements Finance.
Whether you are upsizing your family home or downsizing to something more cosy, you can relax knowing that you’re in capable hands.
